Pre-Qualify for a New Home in 
Twin Falls Idaho

You might have an idea of the loan payment and mortgage you can afford. (See our Mortgage Calculator). But the big question is: Will the bank agree? When you pre-qualify for a mortgage, you know in advance exactly how much a financial institution is willing to lend you. Having this knowledge is crucial, and it will make your home buying process far more efficient. In an active market, being pre-qualified or even pre-approved can make the difference in whether your offer is accepted over competitive offers. Doing your homework in this critical area allows you to move quickly and excites sellers to work with you.

In the pre-qualification process, you will find out: 

• Exactly how much home or land you can afford. 
• How much cash you will need for the down payment.
• The minimum down payment and advantages of higher down payments. 
• What the bank thinks you can afford for a monthly payment.

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

While determining your pre-qualification, we respect and protect your privacy 100%! We know this is your personal information, and will only distribute it to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part.

Once you fill out the form, we will quickly process your information and get right back to you!

Gem State Realty can help you pre-qualify for your mortgage. It's our job! Again, this is a free service and without obligation. You can start right away by calling us or filling out the form below...