Listing Details: Twin Falls, Jerome and Boise, Idaho Real Estate Listings & Homes For Sale Provided by Gem State Realty

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Harrison View Estastes

$72,000 lots $72,00 & up

Photo of Harrison View Estates, Kimberly, ID, 83340.

Harrison View Lots : $72,000-$83,000

Address: Harrison View Estates	City/ST: Kimberly, ID	Zip Code: 83340
Location: Kimberly	Property Type: Land	New or Resale: Resale
MLS# 98233931-98233960	Property Tax: 0

Final phase of Harrison View Estates

Last Updated: 7/16/2009 4:26:54 PM

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First Time Buyers >The Down Payment

Perhaps no single decision in a real estate purchase has more variables than "How much money do I put down?" Conventional wisdom centers around either putting down as much as you can or as little as the lender allows.

If you put down a large payment, you get some leverage with the lender, such as little or no mortgage insurance, a good equity position, and perhaps a preferred mortgage deal. You will also have lower mortgage payments. One potential disadvantage of a large down payment is that you will be using after-tax dollars on which you could be earning interest. You will also have less tax-deductible interest.

When you buy a home with a low down payment, you will have more tax deductible interest, and your investment value percentage will increase faster. You will have little equity at the outset, and your monthly mortgage payments (and perhaps your interest) will be higher. However, you will also keep more of your own money in hand to potentially earn more interest in other investments.

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Q	What is considered one of the greatest U.S. construction projects that was also of great strategic importance to the U.S.?
A	The Panama Canal, begun in 1904 and completed in August, 1914, which cost $366,650,000.
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Gem State Realty, REALTOR�, real estate agent and broker for Twin Falls, Jerome and Boise, Idaho home listings, property and land for sale - NUMBER1EXPERT

Gem State Realty
Gem State Realty
1411 Falls Avenue East Suite 1000 A
Twin Falls, ID 83301
208-734-0400
Toll Free: 800-455-1180
Fax: 208-733-6112
GemStateRealty@NUMBER1EXPERT.com
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